Chapter 7 - The money Rachel received
Ravel & Pine’s bank records eventually mattered.
But before subpoenas, we had vendor commission statements.
The preferred network paid planners:
Between 8% and 15%
on certain packages.
Perfectly normal in parts of the event industry when disclosed properly.
Rachel’s problem was not simply receiving commissions.
The problem was who carried the risk.
Example:
Client booked $140,000 wedding weekend.
Rachel’s company received:
$18,000 planning fee directly from client.
Venue paid Ravel & Pine:
$13,200 commission.
Thomas’s master account backed delayed final payment.
Client paid.
No loss.
Rachel earned.
Thomas received:
Nothing.
He did not know his guarantee had supported transaction.
Another event:
$92,000 anniversary weekend.
Rachel received:
$11,500 combined planning and referral compensation.
Client failed to pay final:
$38,700.
Vendor demanded payment under Hale account.
That changed economics completely.
Rachel kept upside.
Family carried downside.
Over three years, Ravel & Pine received approximately:
$421,000
in disclosed-to-vendors commissions and planning compensation connected to master-account events.
How much was legitimate?
A lot.
She did real work.
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How much depended on undisclosed use of Thomas’s credit?
That required transaction-by-transaction analysis.
